Month: August 2023

Dear SPI-Club Members

This week we’ve seen some volatility with bitcoin prices dropping from $28,000 down to $26,000, and it happened quite quickly.

If you’re a new investor into Innovation and Disruptive Industries, you might be concerned, which is why I have produced this Special Report to help ease any anxiety for new members.

SPI-Club is about education, some speculation, but more about strategy.

What is Going on With Bitcoin?

When dumb people do dumb things, dumb things happen to them.  What I mean by this is, there are an enormous contingent of people in the bitcoin and crypto markets that employ out-of-control leverage for quick gains.

So, if you’re smart, or gathering experience and information as a SPI-Club Member, and you see these enormous leverage trades getting put on the long side on bitcoin, which is happening right now, you will see massive leverage being built up.

Smart savvy players observe that the innovative, disruptive equity markets are weak in some sectors, and Bitcoin hasn’t broken above $30,000 for a while, and this seems to be a line of resistance.

According to one report, I have no confirmation it’s true, 40,000 bitcoins have been sold. This has caused billion dollars in losses, over 175,000 individual traders who got liquidated over the past 24 hours.

This is the way trading works versus investing, however, we are investors with intergenerational portfolios, not traders, who are akin to gamblers.

If you’re a smart trader and you see there are a bunch of leverage longs that are getting liquidated, do you go in there and just aggressively buy their liquidations?  No, the smart traders step back and let the liquidations hit the market, and then go in and start buying on the cheap.

Putting Opportunistic Capital to Work

This is what I mean when I say look after your liquidity and in uncertain times use long term liquidity for opportunistic opportunities, or sell high in your portfolio and invest low in the market. This is when you put opportunistic capital to work. Bitcoin at $26,000 is one of those times.

If you don’t have the aforementioned opportunity, then don’t worry about it. This is just another day in Innovation and Disruption, and especially Crypto.

So, if you’re concerned looking at the price of bitcoin, just don’t look at it as on any given day, we can wake up and bitcoin can be up 50% or down 50%, the same with Innovative Equities and you should not buy any asset that you are not prepared to invest further if it declines significantly. I refer you to my Communication on “The Power of Compounding”, dated  28/06/2023 in the members area.

What I want you to focus on is the larger picture of adoption,

and that picture hasn’t changed.

I would not be concerned if bitcoin goes to $20,000 tomorrow or $40,000 tomorrow. The bigger picture is that we’re going to be trading for hundreds of thousands of dollars per bitcoin in the future as we start seeing more people come in. I bought my first Bitcoin at around $42K and it is safely tucked away in my wallet.

One of the rules of SPI-Club Membership is “you have not made or lost any money unless you are in cash, and if you have too much money in cash you are GUARANTEED to lose value”.  Cash is for liquidity only, so you can stay in the markets when they become volatile.

Volatile markets is where the biggest potential gains are laid down.

Don’t get overly upset when we’re down and don’t get overly pumped up when we’re up. Understand that if you’re new to Innovation and disruption, pancaking over temporary values will do everything in its power to try to make you look foolish, you are not, as this where the well-informed savvy money is.

Volatile markets will try to get you to buy up the highs and it’ll try to get you to sell up the lows, and it will try to do that to you constantly. It’s just the nature of any asset that can change your life the way that this type of asset can, and the way that other assets have before, such as Amazon, Apple, Microsoft, Google, Tesla, or Facebook to name just a few.

All these stocks have had massive volatility in the past where they do their best to make everybody look foolish, and then they just rip higher as they gain traction in their market on route to the holy grail of “Mass Market Adoption”.

Facebook/Meta is a prime more recent example going from $300 down to $90 last year, and then back above $300 this year. It’s the nature of these types of assets to have this level of volatility.

Facebook/Meta is up 51.42% Year To Date (YTD)

So regardless of what happensover the next couple days, weeks, or months, whether Crypto Asset values increase again or get worse, just take a step back, buy more or ride it out. Don’t look at the prices right now and stay focused on your lifetime strategy.

I wrote a News Bulletin that was published on the 14th of June this year entitled, “Is there Value in Rarity” helping members understand the opportunities of a Bitcoin Halving event that is due in 2024.  If you need a confidence boost, I suggest you revisit it in the members area.

A big plus for Bitcoin in particular and the Crypto Universe is several prominent Fund Houses, Blackrock, Bitwise, VanEck, Wisdom Tree, Fidelity, Invesco, Grayscale and Ark Invest are applying to the US SEC for a Spot Bitcoin ETF.

Whether Gary Gensler, the former Goldman Sachs Investment Banker, who serves as the chair to the US Securities and Exchange Commission (SEC) likes it or not, the forces are stacked against him, and the forces for continued adoption of bitcoin are strong.

On any given day, the price of bitcoin can do anything, but time and strategy heals all in the Innovative Disruptive space. This is the same message I’ve been saying since launching Stein Private Investors Club.

The mantra remains the same. We’re still incredibly early with digital assets and I have reported many times on The Paperless Society and recently the threat of Central Bank Digital Currencies.

I invest a lot of money to remain on the cutting edge of what is moving and shaking the world and do all the heavy lifting of research and analytics to deliver a “Done for You” service, all you need to do is follow the guidelines and allow time to take you forward to a future fortune.

In closing the Special Report, only my second, I want to give you noticed of some additional significant changes and improvements are being planned for SPI-Club members that will be announced soon.  This will be reported hopefully by the end of next week.

Best regards

 

Stuart Langan

SPI-Club Founder

Dear SPI-Club Members,

This is my weekend edition of SPI-Club “Signals” where we cover the latest insights in the Innovative and Disruptive Space and our Model Portfolios.

Whether you’re an inexperienced investor seeking confidence, or a seasoned investor with your focus on the longer-term, I trust our insights and analysis  will have  some  value for you.

Patient Strategy Yields Profound Gains:

Since around February 2021, the Innovative Disruptive Equities Space has experienced significant fluctuations, therefore we must exercise patience for the rewards ahead. While no drastic shifts were witnessed yesterday, our SPI-Club members who have embarked on this journey via Stein International Investment Managers (SIIM), have experienced the highs and lows of the past two years and 5 months.

The bear market’s turbulence began around February 2021, after a remarkable 375% surge from April 2019 in my experimental portfolio, when we were laying the foundations to SPI-Club in “hot markets”.

Unwavering Commitment to the Future:

Rest assured; our investment strategy remains unchanged. The commitment to Growth and Innovation is more than just a portfolio; it’s a legacy, designed to transcend generations closely aligned to lifelong goals.

The visionary leader, CEO Cathie Wood, of Ark Invest stands is a global advocat of Growth from Innovation. Her recent newsletter extract underscores the shifting tides, revealing an acquisition that led to a remarkable rebound of ~136% for Phenome X (formerly Berkeley Light–BLI) that was down 24% 3 days earlier!

Seizing the Opportunity:

The Ark Invest journey, marked by meteoric growth and a trailblazing ethos, mirrors our own aspirations. In Februart 2011 Wikipedia reports Ark had $50b in assets under management.  They now have $14.11B. The potential for seizing this unique opportunity to acquire undervalued assets of the future cannot be overstated.

The time is ripe to add to, or equal weight your portfolios, harnessing this once-in-a-lifetime chance to invest in our future.

A Paralleled Shift in Crypto Space:

The world of Crypto Currencies and Alt Coins has undergone significant shifts this past week, opening doors to new prospects. Our upcoming SPI-Club Special Report will delve into this landscape, catering to those already immersed in the world of crypto currencies and those eager to understand their potential.

Crypto Currency is going to be a significant part of our future weather you understand it now, or not!

Embarking on a Future-Forward Journey:

Regardless of your familiarity with Crypto Currencies, we urge you to invest some time reading our Special Report. We’re committed to providing more in-depth insights into the Crypto Space, ensuring you’re well-equipped to navigate this evolving and opportune Innovative and Disruptive Sector.

Signing off with unwavering commitment and boundless optimism.

Warmest regards

Stuart Langan

Founder, SPI-Club

Welcome to your latest edition of SPI-Club “Signals”.

Here’s your report on the Model Portfolio Innovative Disruptive Equities for August 17, 2023:

There was little cheer in the Disruptive Innovative Space yesterday.

It was a real mixed bag of plusses and minuses with three Picks, Evogene (Bio Science) -19.16% and Wolfspeed (Semi-Conductors) -17.06% the standout fallers. They are an ADD TO at these prices.

The positive was Organigram who announced they had been chosen by 4C LABS to be the preferred supplier of Medical Cannabis flower to deliver innovative new products to the UK market.

Organigram rose 11.27% on the day, it is up 41.07% on the year to date, and has an all-time upside of 396.84%, achieved on 28/05/2019.

The Stand-Out Sectors in 2023

• Artificial Intelligence

The standout sector in 2023 unsurprisingly remains the Artificial Intelligence Sector that has averaged 79.44% across 8 Picks with all in positive territory. AI has a long way to go and is a must for a growth portfolio.

• Nuclear Energy

Only one pick at the moment, Cameco Corp, which is up 67.34%.

• The Metaverse

The Metaverse with 5 Picks has averaged 40.37% with Nvidia leading the pack gaining 167.24% this year.

• Other Double Digit Gainers are Commodities – 6 Picks averaging +34.60%, Cloud Technology – 3 Picks averaging 18.46%, Semi-Conductors with 9 Picks averaging 27.26%, and Electric Vehicle Suppliers with 4 Picks averaging13.73%.

Summary

For me the greatest medium to long-term value is in the 3D Printing Technology with 3 Picks, and Space Exploration Sectors with 5 Picks, where there is an upside to their average all-time high share prices of 1,007.76% and 3,581.40% respectively!

That is it for today.

Best regards

Stuart Langan

Founder SPI-Club

Dear Members,

In the ever-evolving advances in technology designed for modern warfare and defence, there is an exceptional new opportunity with potential to diversify and enhance your investment portfolio.

Introducing Kratos Defence & Security Solutions, Inc.(XNAS:KTOS)

Kratos is a company that stands at the forefront of innovation and transformation in the defence and security sector. Kratos is not just another technology stock; it’s a visionary force driving the development of transformative technology platforms and systems that exceed the requirements for modern warfare and defence.

Reshaping Geopolitical Realities: The recent developments in the Russia-Ukraine conflict have surprised the world by showcasing the significance of adaptable and responsive defence strategies.

The utilization of 24th-century weapons and tactics is redefining global defence scenarios.  Size appears to matter less!

Increased Government Investments: In a world where military spending is on the rise, Kratos stands to gain significantly from the visionary policies of the USA and the increased budgets being committed to defence across Europe, the UK, and NATO Alliance countries.

The company’s solutions align perfectly with the demands of modern warfare, positioning it as a strategic partner for governments seeking to strengthen their national security infrastructure.

Diversification of Your Portfolio: Kratos is our first pure defence and security Pick, therefore adding Kratos to your investment portfolio can act as a diversification tool in a sector which is often considered recession resistant.

As the company continues to pioneer breakthroughs and secure pivotal partnerships, its stock presents an opportunity for potential growth, stability, and a hedge against market fluctuations.

In Conclusion: Kratos Defence & Security Solutions, is listed in our Technology Sector, but it is more than that. It is a gateway to the future of defence and security in the modern world that is changing at the fastest pace in all of history, and Kratos stands as a strong contender for long-term investment success.

Kratos is up 50.24% in 2023 and 17% off its 52-week high.  The all-time upside potential was achieved way back on 05/03/2000 which represents a 10,114%, which I am calling irreverent, as too much has happened in the last 23+ years to make it so.

Kratos is your latest BUY in the Innovate, Disruptive Growth Model Portfolio.

Best regards

Stuart Langan

SPI-Club Founder

Welcome to the latest edition of SPI-Club “Signals”.

The original idea of Signals is to report on 10% daily swings up or down with SPI-Club Model Portfolio Picks.

In the first 3 publications I drifted off this objective, but from now on, will return closer to the original plan.

Here’s your report on the Model Portfolio Innovative Disruptive Equities – August 16, 2023:

The markets had another challenging day yesterday, with several notable stocks experiencing declines, close to 10%. Below are the effected SPI-Picks, with their all-time high potential % up-side and sectors they operate.

·      Twist – 9.60%            (  977.01%)              Bio Science

·      Stem – 9.51%            (  570.29%)              New Energy (AI)

·      Astra – 9.64%            (7,432.79%)             Space Exploration

These all-time upsides were achieved post Covid-19 an pre-the bear market, that I believe started around February 2021.

Today’s Highlight is Compass Pathways

COMPASS news – August 16, 2023

COMPASS Pathways announces up to $285 Million Private Placement Financing by Leading Healthcare Investors pushing their share price up 18.46% at market close yesterday, the all-time high upside potential is 580.85% achieved on 23/12/2020.

That is it for today.

Best regards

Stuart Langan

Founder SPI-Club

Welcome to the latest edition of SPI-Club “Signals”.

Here’s your concise report on the Model Portfolio Innovative Disruptive Equities for August 15, 2023.

Market Update – August 15, 2023:

The markets had a challenging day yesterday, with several notable stocks experiencing declines. TuSimple Holdings dropped by -8.33%, EVgo saw a further -8.19% decline, and Ouster went down by -7.37%.

These downward movements present potential buying opportunities for long-term investors.

Highlight – Telesat’s Impressive Performance Continues:

On oppositive note, Telesat continued its positive trend, gaining a further +19.26% on Tuesday. This brings its Year-to-Date (YTD) performance to an impressive +35.15%. The recent Telesat journey demonstrates the power of compounding gains when buying low.

Since August 10th, the stock has surged by 103%.

Telesat Growth Chart:

All-time High % up-side

• Share Price on August 10th: $  8.41   +589.77%
• Share Price on August 11th: $12.97   +347.26%
• Share Price on August 14th: $14.38   +303.31%
• Share Price on August 17th: $17.15   +238.25%

The Lesson of Buying Low:

Telesat’s story underscores the potential of buying low and the significance of the all-time high up-side percentage in making investment decisions. This strategy can lead to remarkable gains and should be a factor in your investment choices.

Analysing Rapid Growth:

When faced with rapid growth, the decision to hold or sell becomes crucial. However, delving into analytics can reveal other opportunities. For instance, could this growth signal increased investor interest in the Space Exploration industry?

Notably, Advent International acquired Maxar Technologies and took it private on April 19, 2023.

Space Exploration Sector Potential:

Reviewing the SPI-Club Innovative Growth Equity Model Portfolio’s Space Exploration Sector reveals two underperforming stocks with substantial upside potential:

Momentus: Upside potential of 8,308% (Achieved on 09/02/2021)

Astra:          Upside potential of 6,892% (Achieved on 18/02/2021)

Investment Strategy Insight:

I hold significant shareholdings in Momentus, Astra, and Rocket Labs. Although Telesat and Maxar were unfortunately not initially chosen by me.

Since the highest share price was achieved with Momentus and Astra, technological advances have resulted in rockets becoming reusable and advancements in 3D Printing Technology have influenced the space industry’s landscape bringing the cost of launch down by a massive 95%.

Space Exploration is exciting and new, there is so much more to come from investing in this sector.

Upcoming Trade Alert:

Stay tuned for tomorrow’s update, and keep an eye out for the addition of Kratos Defence and Security Solutions to the Model Portfolio.

Best regards

 

Stuart Langan

SPI-Club Founder

Dear SPI-Club Members

Welcome to the latest edition of SPI-Signals, where we provide insights into the daily market movements within our Model Portfolio. We trust that this report will contribute to your informed decision-making process.

On the date of 14th August 2023, we observed noteworthy positive movement withinvarious sectors. The performances are as follows:

1.   Telesat Corp: +10.87% (SpaceExploration)  – YTD Performance: + 13.32%

2.   GSI Tech:         +9.82% (Semi-Conductors)   – YTD Performance: + 13.29%

3.   Ouster:           +  8.77% (Autonomous Dr)     – YTD Performance:  – 20.42%

4.   Nvidia:            + 7.09%  (Metaverse)              -YTD Performance: +169.76%

5.   Micron:           + 6.07%  (Semi-Conductors)   – YTD Performance: +    3.45%

NoteworthyDownside Movement on the Same Day: Conversely, certain sectors experiencednegative movement:

1.   Evgo:                -12.31% (EV Suppliers)        – YTD Performance: –    39.81%

2.   Execienta:       –    9.01%(AI – Drugs)             – YTD Performance: +126.97%

3.   Telesis Bio: -6.11%(Sector: BioScience          – YTD Performance: –  65.16%

Of Particular Interest – Telesat Corp:

Telesat Corp has entered double-digit territory once again, following our recent report of +53.49% on the previous Friday. This continued momentum is noteworthy. However, it’s important to highlight that Telesat Corp has yet to reach its historical all-time high share price of $58.01. An impressive upside potential of +303.41%, achieved on 09/12/2004, remains an enticing prospect.

Key Considerations and Perspective:

Please be reminded that all shares and Crypto Currencies selected for inclusion within the SPI-Club Innovative Disruptive Portfolios are inherently subject to both upward and downward market volatility. Your response to this volatility is pivotal in shaping the value of your SPI-Club Membership and establishing the foundation for future financial success.

In light of the aforementioned performance statistics, it’s worth noting that while Nvidia’s recent performance might seem attractive for growth-orientedinvestors, caution is advised due to its current trading proximity to its all-time high share price and is marked on the Model Portfolio as a 50% SELL.

While we anticipate continued growth for Nvidia, we also identify greater potential upside in other selections within our Model Portfolios.

The SPI-Club Approach – A “PERMANENT” Strategy:

At SPI-Club, our approach is characterized by its adaptability and durability. We guide you through a flexible “PERMANENT” strategy that effectively navigates short-term, medium-term, and long-term financial volatility, all in alignment with your unique financial objectives.

Building Wealth: Timing and Patience:

Whether you’re investing for growth or income, strategic planning is essential. In the pursuit of growth, acquiring undervalued shares during market dips sets the stage for long-term wealth accumulation. When these shares appreciate, consider harvesting some gains to equalise the value positions in your portfolio, or introducing new undervalued opportunities.

This approach demands both vigilance and patience, key attributes for successful wealth building.

Introducing Stein International Investment Management:

For those seeking income-generating avenues, we recommend considering the services of Stein International Investment Management, led by Rob Allen and his team. To learn more, please visit their website: www.stein-investments.com.

Best regards

 

Stuart Langan

SPI-Club Founder

Dear Members

The purpose of this new publication is to keep you up-to-date with SPI-Club picks that move 10% on the day, keeping you well informed and reporting the change to the all-important SPI-Analytics.

Movers 11/08/2023

Ouster up 29.61%

• Reporting $19m in revenue and $43m in bookings in the second quarter 2023 and targeting annualised cost savings of over $110m exiting the 4th quarter 2023.

New Share price analytics

• 2023 – 27.76%
• All time share price upside 145.84% achieved 24/12/2020

Telestat Corp up 53.49%

• Telesat, one of the world’s largest and most innovative satellite operators, announced that space technology company MDA Ltd. (will build 198 advanced satellites for the Telesat Lightspeed Low Earth Orbit (LEO)program.

New Share price analytics

• 2023 – 2.12%
• All time share price upside 145.84% achieved 24/12/2020

Congratulations to members who are in these Picks.

Best regards

Stuart Langan

SPI-Club Founder

Hi and welcome.

We received a communication from a SPI-Club Member asking; “what is the relationship between Stein Consulting Ltd, SPI-Club, and Stein International Investment Management (SIIM)” and how do they inter-connect?  A great question and thanks to JD for fielding it.

Let me start with our history. The original business started from my purchase of the servicing rights to the clients of Overseas Investment Brokers (OIB), in Estepona on the Costa del Sol in Spain.  The purchase was completed on 1st June 2012.

I was aware of the poor reputation of OIB but could see the potential opportunity to create something special and unique in Offshore Financial Services and this was a great place to start.

In my original Business Plan, I targeted 6 months to lay the foundations to changes to bring a client environment to the Business Model, rather than a customer relationship who have just been sold to, and OIB rewarded by commission from the product providers.

My first task was to clear out the salespeople who were the perpetrators of my predecessors greed that had caused so much damage and suffering.

I turned to Ron Jordan, who I had worked with at the J Rothschild Partnership in UK and trusted implicitly, dragging him out of his comfortable retirement to help me for six months in the task of implementing a quite unique Stein Business and Investment Model.

We set out to cleanse the business of unfair charges and poor investment advice that was causing permanent long-term damage.  Ron is still with us 11 years later and integral to the continued development of the Stein Brand and Services.

We realised very quickly that the vast majority of “Offshore Financial Service” companies were built on similar Business Models to my predecessors.  Sadly, it appears to be a worldwide issue with high commission structures, hidden charges, commission paid on funds as well as Insurance Bond Raps that carry severe exit penalties for early withdrawals.

All hidden in the small print!

To our astonishment, the clients were not aware of the raft of charges, and how they had been disadvantaged.

If any of this information strikes a chord with you, contact us immediately for a free review.

Stein clients have been fully cleansed of such disadvantaged practices as The Stein Business and Investment Model does not allow commission, take inducements, or allow exit penalties to be charged, so there can be no confusion over the cost of provision in any of our services.

Around 4 years ago I was approached by Rob Allen who had been scouring the international space to find a wealth management business he could join and put his name to and potentially buy.

He had been impressed by our Business Model and reputation. I felt with his background of also working with The J. Rothschild Partnership, and his previous success indicated he was someone who was a good fit both talent wise and ethically and could add value to take Stein forward.

Together we continued to evolve the company including changing the company name to Stein International Investment Management (SIIM).

Following the toughest 3 years of my 41-year, and Rob’s 33 and Ron’s 28-year financial services careers, Rob is now Managing Partner of SIIM and majority share holder. I have left some skin in the game and Rob is not only my friend, technically he is now my Boss”!  He likes that, and especially when I say it.

SIIM Looks after global expats with personal, regulated financial advice, and active fund management. Values are typically between $500K-$20m of personal or family wealth.

Our aim is to help you achieve financial peace of mind while freeing up more time for the things you love.

Charges are limited to an initial Portfolio Set-up Fee and annual advisory fee based on results.  The higher the investment the lower the charges.

Rob has also brought in Strategic Partners, Guinness Global Investors, Rathbones International, LGT Wealth Management and RBC Brewin Dolphin who are very significant long-standing Fund Houses of high repute, which has played its part in bringing in and maintaining significant new clients and funds under SIIM advice.

His role as Managing Partner, has released me to introduce additional services such as Stein Private Investors Club and Strategic Personal & Corporate Planning through Stein Consulting Ltd.

Now back to the original question from SPI-Club Member JD who is asking; how do we inter-connect and what are the benefits?

The on going development of the Stein Group with the three sister companies and the inter-relationship between the three disciplines is as follows;

Stein International Investment Management (SIIM); provide regulated pension and investment advice via “best of breed” world class Managers and Funds or Model Portfolios (MPS/DFM)

SIIM takes Ecological Social and Governance (ESG) factors into consideration as well. This can include considering the fund’s ESG rating, its strategy for incorporating ESG principles into its investments, and its commitment to reporting on ESG issues.

Most of the groups UHNW clients typically have around 80% of their capital with SIIM

https://www.stein-investments.com/

That brings me to Stein Private Investors Club, or SPI-Club as I like to call it.

SPI-Club; provides financial intel on a “basket of high growth potential, single equities and Crypto Currencies that are capable of x10” overtime.

We model these single equities into portfolios which reduces risk. Our Intel and stock and Crypto picking goes to make well informed smart investment decisions. This is a no advice service. This is where the remaining 20% of certain client’s wealth can come into play.

Alternatively, we help stand-alone investors who are not looking for regulated advice and want to act on their own initiative following first class market intel.

At SPI-Club we bring to the attention of our members new disruptive and innovative technologies that are transforming the world at the fastest pace in history and to give them the tools and resources to make informed decisions to become DIY “Risk On” investors with a % of their available capital.

http://www.steinprivateinvestorsclub.com/

And finally, for now at least, we have Stein Consulting Ltd.

Financial Independence for Life is the ultimate goal of any smart savvy investor. It requires careful planning and the implementation of a winning strategy that involves diversifying investments, taking advantage of legitimate tax shelters, and creating a reliable source of future passive income.

Investors should carefully weigh their options and take calculated risks, with periods of “Risk-on” and “Risk-off” investing depending on the world economies and how markets are responding. They must also be prepared to adjust their strategy as the markets and their own circumstances evolve.

Investing for Financial Independence for Life requires discipline, patience, clear strategy, and dedication. It is important to remember that success in investing is rarely achieved overnight; rather, it takes time and effort to build a diverse portfolio that will generate sufficient income to sustain Financial Independence for Life.

There is clear benefit for ambitious investors to engage in the three services to ensure they are making the best use of cutting-edge opportunities and their resources. It is important to review at least quarterly to update the Financial Plan statistics in order to understand what needs to happen next to move closer to the goal of Financial Independence for Life.

Stein Financial Planning helps investors create an overall financial strategy and plan for their future. A Stein Consulting Financial Planner will help create a plan tailored to the individual situation and goals of the member, ensuring they understand how to best use their resources to achieve the desired outcome.

Secondly, Rob Allen and his Team at SIIM will help clients make educated decisions about how to invest their money, manage risk, and provide advice and guidance on which investments are appropriate at that time, when to buy, sell, or hold, and how to diversify a portfolio to minimize risk and lock-in returns.

This includes estate and tax planning to help ensure that the client’s estate is properly set up and managed in order to avoid probate delay and unnecessary taxes in life and nullify taxes after death.

Lastly, SPI-Club provides Financial Intel, Analytics, Model Portfolios, regular News Bulletins, and Trade Alerts on when to buy, sell, hold, or downsize the opportunity. This is a low-cost entry to 4th Industrial Revolution Innovative and Disruptive Cutting-Edge opportunities currently in Equities and Crypto Currencies, with mouth-watering long-term potential.

Thank you, JD, for your question, and I hope readers takeaway from this SPI-Members Question the importance of laying the foundations to a future fortune, implementing the “Risk Off” financial strategies with Rob and his team, and regularly reviewing a Financial Plan that if successfully implemented will lead to Financial Independence for Life.

Any questions, or requests to stuart.l@steinprivateinvestorsclub.com

Best regards

Stuart Langan

SPI-Club Founder

Dear SPI-Club Member

Your Financial Freedom is Under Threat

Introduction:

The SPI-Club Special Report discusses the increasing global adoption of Central Bank Digital Currencies (CBDCs), following the success of the digital yuan launched by China during the 2022 Winter Olympics.

CBDCs poses a real threat to your financial privacy and in this special report we outline strategies to protect wealth and profit from the CBDC trend.

China’s Digital Yuan Rollout:

China’s success in promoting the digital yuan by offering incentives to citizens, resulting in over 140 million registered e-CNY accounts in just 17 months. This has motivated other countries, with 114 nations exploring CBDCs and 11 already having launched their own, including Jamaica, Nigeria, and Saudi Arabia.

Advantages of CBDCs and the FedNow Program:

CBDCs promise faster settlement times, increased ease of use, and potential mass adoption by unbanked individuals. The U.S. government’s FedNow program aims to speed up transaction settlement and plans to develop digital dollar infrastructure.

CBDC Threat to Financial Privacy:

We are raising awareness of concerns that CBDCs could lead to increased government surveillance and control over financial transactions. It emphasizes that a digital dollar could allow the government to monitor every aspect of citizens’ financial activities and potentially restrict access to funds.

Protecting Financial Privacy:

To safeguard financial privacy and wealth, this report offers two main strategies:

Bitcoin: The original cryptocurrency offerssome privacy features due to blockchain technology, allowing users to transactoutside the CBDC system’s surveillance. We suggest storing the majority ofbitcoin holdings in a digital wallet rather than on a crypto exchange.

Physical Gold and Gold Royalties: Physical gold acts as an an anlogue version of bitcoin and preserves wealth over time. Gold royalties, such as Sandstorm Gold (SAND), provide exposure to higher gold prices without the operational risks associated with mining.

Opportunities to Profit from CBDC Trend:

Fidelity National (FIS): A company involved in building infrastructure for the FedNow program, which aims to enable real-time payment systems.

Stellar (XLM): An open-source, decentralized blockchain net work designed for asset issuance, making it well-suited for potential CBDC implementations.

Conclusion:

This SPI-Club Special Report emphasizes the global rise of CBDCs and the potential threat they pose to financial privacy. It recommends strategies to protect wealth and profit from the CBDC trend, offering investment opportunities in digital assets and companies involved in CBDC infrastructure development.

We suggest members diversify their wealth and prepare for the inevitable rise of CBDCs.

The significance of China’s rollout of the digital yuan during the 2022 Winter Olympics and its impact on global adoption of Central Bank Digital Currencies (CBDCs) should not be underestimated. CBDCs, while solving certain financial transaction issues, also pose threats to financial privacy.

CBDCs are on the rise globally, with the U.S. government moving towards launching its own digital currency through programs like FedNow. It may not be possible to entirely escape fiat currencies, SPI-Club Membership provides options to avoid unnecessary taxation, while protecting wealth from traditional financial systems and government intrusion.

We have added investment opportunities with our analysed statistics to our Model Portfolios.

SPI-Club Picks 2023

During 2023 many SPI-Club Investment Picks have benefited from a rebound in asset classes such as innovative growth stocks, particularly those focused on artificial intelligence (AI), Bioscience, Fin Tech, Healthcare, Metaverse, Electric Vehicle Suppliers, EVs Manufacturers, Nuclear Energy, Semi-Conductors, Commodities, and a rebound in cryptocurrencies.

We see that trend continuing.

Stein Number of Picks % Growth in 2023 as at 04/08/2023

·      300% +          01

·      200% +          01

·      150% +          04

·      100% +          06

·        75% +          03

·        50% +          13

·        25% +          16

In addition, our SPI-Club Crypto Model Portfolio and Grayscale BTC & ETH Picks could be a huge beneficiary of BlackRock’s and Fidelity’s applications for bitcoin exchange-traded funds. In the coming weeks, we’ll send updates covering specific positions with more details, so keep an eye on your inbox.

If you haven’t seen the new designs of the SPI-Club Model Portfolios I recommend you take a look.  We do not just look into the rear view mirror when analysing our “Investment Picks”, many are selected based on forward-looking analysis.

We’re not worried about the company’s prior losses, or analysis based on past data, we focus on Growth, Innovation and Disruption and which companies are breaking out, and the new Model Portfolio design gives you all the information you need to make informed decisions to build world class portfolios.

Special Offer

We have an exclusive time-limited special offer for you. If you are interested in adding a bespoke strategy to enhance your wealth building and portfolio management, this is the perfect opportunity for you.

Upgrade to our Platinum Membership before 30th September, and you’ll receive an incredible 50% refund on the Platinum Membership membership fee!

Platinum Membership provides you with personalized strategies tailored to your financial goals and risk tolerance. Our expert team will work closely with you to create a customized plan that aligns with your unique needs.

This offer is limited to the first 25 members who upgrade before the deadline on 30th September, so, don’t miss out on this fantastic chance to take your financial journey to the next level.

Upgrade now and secure your refund by contacting our support team or visiting our website and act now and join the elite group of Platinum Members.

Thank you for being part of the SPI-Club, and we look forward to empowering your future financial success.

Best regards

Stuart Langan

SPI-Club Founder